Hey Dad :)

You can kiss off! That's putting it mildly...

JP Morgan Chase Credit Card Financial Advisors?

.... Such poor customer service.

I ask whether a transaction would be deemed as cash or purchase.
The employee says purchase...no cash APR since you are performing your transaction online...

Two days later, after performing the transaction, I am faced with $169 in fees and a 21% Cash Advance APR...
So I have to pay for the mistakes of your poorly trained employees?

Bullshit!